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Because of this chat room aims to be friendliest senior chat in net and safe, it is necessary to have a set of rules for chatters and administrators to follow. Please no Flooding, Spams and Clones other users name. Respect the chat moderators and the other chatters.

These boundaries are not intended to restrict your fun, but rather to make your experience more enjoyable as you will not be abused or made to feel uncomfortable. * To be more specific: - Respect the religious, cultural, racial and political differences of other members.

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There is an accumulation of money in these types of policies and there is a minimum sum assured to the beneficiary at the maturity of the policy. Prima facie, they are doing a good work by insuring people against any untoward incident.

This way, they help the dependents live a normal life despite the demise of the concerning person.

Life insurance is about providing protection to the dependents.

At the same time, it also provides peace of mind to the living person.

The objective of this limitation is to prevent misuse of the policy and give insurance cover only to the deserving parties.

Types of insurance policies Though there are many types of life insurance policies available on the market, most of them can be broadly classified into two categories.

In simple words, the person who pays the premiums is the policy owner while the person who is covered by the policy is the insured person. Most of the life insurance policies do not cover deaths due to man-made events.

These include riots, commotion, suicide and many other similar things.

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If you disagree with another individuals political opinion, do so in a mature manner. 'I hate men' or 'I hate women' is permitted by anything else is not. Flame wars are when two or more people write nasty messages to each other with no other purpose than to put each other down.

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